How it Works

Hold your wealth in assets but spend it like cash!

Buy Metals

Link your bank account and transfer funds to purchase your gold and silver online.

Store Securely

Your metals are vaulted in one of a number of a trusted storage facilities around the world.

Get a Card

Request your XCard and have it linked to your account, ready to spend when you are.

Swipe to Sell

Sell your metals instantly by swiping your XCard at nearly any point of sale world-wide.

About Us

Ancient assets with modern-day flexibility

XCard is a financial technology firm that combines a global payment platform with the consumer precious metals market. XCard embraces a new paradigm where online technology empowers consumers to make their financial decisions directly by solving the liquidity, security, and access obstacles that precious metal buyers face.


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Extra von NotHaus

Chief Executive Officer
As a founding team-member at two existing consumer product and e-commerce start-ups, and with over 4 years experience with BTMU/MUFG as an internal auditor and consultant, Mr. von NotHaus has a deep understanding of executive management, finance and compliance.
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Steven Brendtro

Chief Technical Officer
With more than 18 years in web application development, systems architecture, and design, as well as 9 years as a business marketing and payment solution expert, Mr. Brendtro carries a wealth of insight and strategy proven key to the success of numerous businesses.
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Earle Howey

Chairman of the Board
As former President of Homestead Financial Corporation and Chairman of First National Bank & Trust Co., Mr. Howey brings decades of banking experience and a solid understanding of the financial services industry.


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